We are bringing real estate to the forefront of wealth creation making it more accessible as a benefit to all employees. Real Estate is the newest benefit differentiator. It compliments existing 401K programs by solving some of the limitations like low participation rates and capped contributions.
Setting employees up for life after their career is sorely lacking in most firms. Some of the larger firms have a reasonable retirement package for the executives but most people are left high are dry. The 401k programs are not enough. Today 54 million are over the age of 65 and the median net worth of people over the age of 65 is a little over $250,000. That is not near enough! The simple cost of living - food, clothing, shelter, and then add medical costs not covered by insurance puts them one disaster away from poverty. There are 27 million below $250,000 and they are even more susceptible to losing everything. Employees need help with more retirement options.
They need options now and through their benefits provider is the best and easiest way to accomplish this challenge. Buying and investing in real estate is one of the most lucrative ways to accumulate wealth. Setting up your employees with the accommodating programs available through CityWorth will set them up on a much better path to having a stronger net worth after the age of 65.
App Features:· Track progress through your personal Real Estate Wealth Plan with interactive checklist · Learn about the power of Wealth Creation through Real Estate · Connect instantly with your CityWorth team via messaging and push notifications · Calculate payments to the penny with 13 precise calculators· Estimate home affordability· Decide whether or not to refinance· Chart your home buying journey with step-by-step guide· Identify the right loan program Stay informed with mobile blogs· Scan and upload your loan documents securely·
Sample Calculators:
- FHA Mortgage Payment Calculator (including FHA Upfront MIP)
- Conventional Mortgage Payment Calculator (including PMI, HOA and Taxes)
- VA Mortgage Payment Calculator (including VA Funding Fee)
- USDA Mortgage Payment Calculator (including USDA Funding Fee)